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coming from rob karr. he is a lobbyist with the illinois retail merchants association. he says the current minimum wage is "more than fair. it is really hard on retailers and depriving young people of job opportunities." what do you think about that? does he have an argument? > > no. none whatsoever. the minimum wage is not a liveable wage, so it's well below what would be a self-sufficient wage. secondly, there have been studies where the minimum wage has been adjusted to see if it actually creates job unemployment, and it has no effect. third, there's no evidence that it actually keeps young people from finding work. what happens is, employers can afford a small, very modest increase in cost. they can either pass that along to the consumer or not. but it in fact has no negative impact on unemployment. > there are studies that show if people do earn more, they spend more, and that could help the economy and create jobs. so why does corporate america not believe that? > > that's right, there are studies that show exactly that. and i don't think corporate america doesn't believe
to love mcnuggets. ♪ [ male announcer ] ready to rob your holiday cheer. joining us with information on how you can avoid holiday scams this season is credit counselor erica sandberg. erica, good morning. how are you today, and what is the latest in terms of scams that you're seeing this holiday season? > > good morning. of course, it is the holiday shopping season. people are online. they are looking for great deals. and this is where scamsters are going to focus their attention sometimes. so you really have to be hyper-aware as to whom you're buying something from and where you're sending your money. > in the aftermath of hurricane sandy, i know there were a lot of organizations that were ostensibly trying to raise money to help people. there was also kind of a concern about scammers there as well. are you familiar with that? > > yes. any time, literally, any time you are sending money, especially if you are sending cash and you're wiring it, you have to be so, so dedicated to checking out the organization or the person and making sure that all is as it should be. you have to take
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